Mortgage Rates Today: January 23, 2025 – Rates Move Down
The current mortgage rate on a 30-year fixed mortgage fell by 0.14 percentage point in the last week to 6.97%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage dropped 0.
Drop in 30-Year Mortgage Rates Extends to a Third Day
After recently shooting up to the most expensive level since May, rates on 30-year loans have fallen considerably the last three days. Most other loan types also saw declines.
Mortgage rates finally fall after 6-week climb
The average 30-year fixed-rate mortgage dropped below 7% after climbing for six consecutive weeks as the housing market sees little relief amid an affordability crisis.
Mortgage Refinance Rates Today: January 23, 2025—Rates Decline
The rate on a 30-year fixed refinance fell today. The average rate on a 30-year fixed mortgage refinance is 7.33%, according to Curinos, while the average rate on a 15-year mortgage refinance is 6.44%.
Should I Lock My Mortgage Rate Today?
The timing of your rate lock could save or cost you thousands of dollars. If you're in a bidding war or hoping to close quickly, you probably want to lock the rate.
Mortgage Rates Drop Below Seven Percent
After crossing the 7%-mark last week, the 30-year fixed-rate mortgage saw its first decline in six weeks,” said Sam Khater, Freddie Mac’s Chief Economist. “While affordability challenges remain, this is welcome news for potential homebuyers,
Mortgage rates declined this week, falling below 7%
After rising for several weeks, mortgage rates have dipped slightly this week. Freddie Mac reports its Primary Mortgage Market Survey shows the 30-year fix
30-Year Mortgage Rates Hold at Cheapest Level of 2025
After shooting up last week to a 7-month high, rates on 30-year mortgages have moved the other way—falling four days in a row and now holding at that lower level.
If Your House Burned Down in the L.A. Wildfires, Do You Still Have to Pay Your Mortgage?
"Homeowners are still obligated to pay their mortgage unless they receive specific relief from their lender. Mortgage ...
California banks and credit unions offer mortgage relief to fire victims, Newsom announces
Gov. Gavin Newsom announced that 270 state-chartered banks, credit unions, and others will provide mortgage relief for ...
Average rate on 30-year mortgage slips below 7% after climbing five weeks in a row
The average rate on a 30-year mortgage in the U.S. eased this week to just below 7%, its first decline after climbing five ...
What Is a Mortgage Acceleration Clause?
An acceleration clause is a provision in a mortgage that allows the lender to require the full repayment of the loan early.
Newsom says state banks and credit unions will offer mortgage relief for fire survivors
More than 270 state banks, credit unions and lenders will provide mortgage relief for property owners impacted by the ...
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Weekly Mortgage Rates Drop as Home Sales Stall
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...
Q1 2025 mortgage rates: 30-year fixed loans to average 6.7%
Mortgage rates are likely to remain elevated through at least the first half of the year, keeping sales of previously owned homes subdued.
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Mortgage Predictions: What's Next for Rates After Trump's Inauguration
Following Trump's inauguration, the Federal Reserve will hold its first policy meeting of the year. Though economists believe ...